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About Loans

ABOUT LOANS

INSTALLMENT LOANS
We offer Personal Loans from $500-5,000 (much smaller amounts than most banks will even consider). With a Personal Loan from Wagner Financial Services, we issue you a check for whatever amount you've been approved for - that same day! The money is yours to spend on whatever you like: doctor's bills, vacations, jewelry, automotive repairs, etc.

Installment loans are a responsible and disciplined way to borrow.
• Fixed terms that won't change over the life of the loan
• You know up front how long it will take to repay the loan, including principal and interest
• Simple interest structure allows for transparent account management with no prepayment penalties.

AUTO LOANS
We can finance up to $25,000 of your new or used vehicle purchase and work with any licensed dealer in the greater Triad area. Car buying can be stressful... let our knowledgeable staff help you make sure you get a great car at a fair price.
• One-on-one consultation about the vehicle you want and what kind of payments you can afford.
• Using Black Book, NADA, and CarFax, we'll give you confidence that the vehicle you want is priced right and in good condition.
• We sell warranties and GAP insurance as optional protections for you and your new car.

PERSONALIZED SERVICE
Personalized service is guaranteed with Wagner Financial Services.
• Locally owned and operated, we have been helping customer in the Triad since 1988.
• Talk to the same people every time you call or visit your local branch.
• Each customer is treated as an individual, no “cookie-cutter” solutions here!

YOUR CREDIT REPORT
To check out your credit report, you can go to www.AnnualCreditReport.com and receive a free copy from all three credit bureaus once every 12 months. If you find discrepancies in your credit report, you can contact the creditor or credit bureau to start the dispute process to clear up any information you feel is incorrect.

There are three main agencies that issue credit reports. Listed below is the contact information for all three agencies.

Equifax Information Services
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111
www.equifax.com

Experian National Consumer Assistance Center
P.O. Box 2002
Allen, TX 75013
1-888-397-3742
www.experian.com

Trans Union Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022
1-800-888-4213
www.tuc.com